Why should you refinance? If the current value of your home has increased it may make sense to refinance at a better rate, or refinance to consolidate debt or plan a home improvement project. If your home value has remained stable or you are in an area where the value of your home has declined, this may not be the best option for you. That's why we've provided refinancing calculators to help you determine if this is the right choice for you. 

• Refinance an ARM mortgage to a fixed-rate mortgage?
• Get another ARM with a more favorable rate?
• Build equity in your home at a faster pace (by going from a 30-year loan to a 15 or 20 year loan)?
• Convert your existing equity to cash for college, home improvements, debt consolidation or financing a vacation home?
• Reduce monthly payments on a fixed loan?

Refinancing requires you to go through our simplified application process.