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Home Equity Application

We've pared our loan application down to the most essential information. Here's what we need to know:

  • Borrower information - Basics about you.
  • Borrower income - What you make.
  • Property information - Basics about the property you want to finance.
  • Assets - What you plan to use for the down payment and closing costs.
  • Liabilities - What you owe and to whom. We will run a credit report to confirm liabilities and complete that section of the application for you (You'll have a chance to review and make any corrections, if necessary).
  • Declarations - A few additional questions to complete your application.

Processing Your Loan

 When we process your loan:
  • Information you've provided on your loan application is verified. We will request minimum documentation to verify assets and income.
  • Property will be reviewed by ordering an appraisal or AVM, title report and flood certification on the home.
  • An Appraisal/Valuation Fee Deposit might be required for these services and will be applied toward your closing costs.
  • Applicable disclosures are provided for your review.

Sign Documents & Disburse

With final loan approval:

  • We prepare the loan documents and send them to an escrow company for you to sign.
  • Once we receive the signed documents, we'll transfer the money to the escrow company.
  • The escrow company will then disburse the loan and record the documents.

Mortgage Rates

The Loan Consultant feature determines the products and rates that match your needs.

Ready to Start?

To apply for your easy online loan, all you have to do is answer a few simple questions about yourself, your property and your income, debts and assets.

Apply