Refinancing a Home
Why should you refinance? If the current value of your home has increased it may make sense to refinance at a better rate, or refinance to consolidate debt or plan a home improvement project. If your home value has remained stable or you are in an area where the value of your home has declined, you should consider your options to see if this is right for you. That's why we've provided refinancing calculators to help you determine if this is the right choice for you.
- Want to refinance an ARM mortgage to a fixed-rate mortgage?
- Get another ARM with a more favorable rate?
- Build equity in your home at a faster pace (by going from a 30-year loan to a 15 or 20 year loan)?
- Convert your existing equity to cash for college, home improvements, debt consolidation or financing a vacation home?
- Reduce monthly payments on a fixed loan?
Refinancing requires you to go through our simplified application process.
The Mortgage Process
Whether you've refinanced before or not, we will help make this experience easy, fast and clear. We've summarized our new process into simple steps. Follow these and you'll be closing your loan in no time!Loan Consultant
Not sure which loan is right for you? Our Loan Consultant walks you through all the important steps of determining which mortgage best fits your needs.