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Jumbo Loans

Are you in the market for that once-in-a-lifetime dream home? Does your dream translate into a loan that's greater than the Fannie Mae and Freddie Mac conventional loan limit? If so, a jumbo loan may be the best choice for you.

  • Use the Loan Consultant tool to find the jumbo loan that's right for you, and view for current interest rates and closing costs.
  • To learn more about a specific jumbo loan, select an option of interest from the list below.

For Rates, Assumptions and full disclosures visit our Daily Rate Page.


10 Year Fixed Rate Jumbo

Best Choice If:

  • Your mortgage will be for an amount higher than the conforming loan limit (the maximum loan size eligible for purchase by Fannie Mae or Freddie Mac).
  • You would like to pay off the loan balance more quickly than a longer term mortgage.
  • You want your monthly payments to remain fixed over the life of the loan.
  • You think interest rates could rise in the next few years and want to maintain the current interest rate over the life of the loan.

  • Level payments for the full term of the loan.
  • No risk that a changing interest rate environment will increase your monthly payments.
  • You will build equity more quickly than a longer term mortgage for the same amount.
  • You will pay less interest over the life of the loan than you would on a longer term mortgage for the same amount.

  • Monthly payments are higher than a longer term mortgage for the same.

7/1 Adjustable Rate Mortgage (ARM) Jumbo

Best Choice If:

  • You are planning to move prior to the end of the initial rate period and therefore aren't concerned about future rate increases.
  • You think interest rates may fall in the future.

  • Lower initial interest rate than a traditional fixed rate real estate mortgage loan.
  • Payments are typically lower for the initial fixed rate period of an ARM than a comparable fixed rate real estate mortgage loan.

  • Interest rate can increase.
  • Increase in rates will increase your payment amount.

Mortgage Rates

The Loan Consultant feature determines the products and rates that match your needs.

Ready to Start?

To apply for your easy online loan, all you have to do is answer a few simple questions about yourself, your property and your income, debts and assets.