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Loan Options

With so many options, where do you start? We can help you through the process every step of the way. 

 

First, consider these questions before applying for a loan:

 

  • What is your credit and employment history?
  • How much can you spend? Determine a budget.
  • What kind of place would you like to call home?
  • Will your income increase in the future? 
  • Do you plan to grow your family?  Consider the amount of space you will need.

 

After you've answered these questions, use our Loan Consultant to determine the loan and rate that match your needs.

  • Fixed Rate Mortgages

    Fixed rate mortgages are the simplest. Your payment will not change over the life of your loan because your interest rate cannot change. These are among the most popular loans for those reasons.

  • Adjustable Rate Mortgages

    Adjustable Rate Mortgages, ARMs, offer a lower starting interest rate and therefore, a lower monthly payment. Your rate and your payment may increase, though, as time goes on. ARMs are useful loans for a variety of circumstances.

  • Jumbo Loans

    Need to borrow more than $766,550? A Jumbo Loan may be your answer. We offer a variety of Jumbo loans to meet your needs.

  • Unique Loans (Low Down Payment)

    We offer a number of unique loans that may fit your particular needs. Talk with us about your needs and we'll help find a loan that is right for you.

  • Home Equity Loans

    Home Equity loans let you borrow against the equity in your home. Looking to remodel? Finance a college education? Consolidate debt? Our Home Equity programs may be just the answer.

Mortgage Rates

The Loan Consultant feature determines the products and rates that match your needs.

Ready to Start?

To apply for your easy online loan, all you have to do is answer a few simple questions about yourself, your property and your income, debts and assets.

Apply